Investment ratings for real estate
Invest with confidence
- Quantitative ratings for residential real estate
- A risk-adjusted assessment of a property's investment potential
- Proven stock & bond market analytics applied to the largest base of real estate investment attributes ever assembled
- Hundreds of macro and micro factors considered, along with property-specific attributes
How do I use SmartScore™?
The SmartScore™ is a rating based on a quantitative evaluation of a property’s return on investment over a 10-year holding period, which investors and homeowners can use to assess and confirm purchase decisions.
For our beta launch, we rated every property in two of today’s best investment states, California and Florida. More states will be added over
time. You can choose from two different Scores – Home and Investor – depending on your investment objectives and tolerance for risk.
Score is a comparative scale, so properties in the top quintile (Score of 80 to 100) are expected
to yield better risk adjusted returns than those in lower quintiles. Higher average Scores for communities, cities, counties or metros identifies the best markets. And within markets, a higher SmartScore™ means a better investment value.
How does Score work?
SmartZip analytics are applied to the most comprehensive base of investment property attributes ever assembled. This data is scrubbed, analyzed and organized at the regional, community and tract levels to ensure accuracy and precision of results. And data is updated regularly to ensure any market changes are reflected in the latest ratings.
SmartScore™ considers hundreds of macro and micro market attributes spanning economic, market, housing, government, community, demographic and lifestyle data. Both historical trends and predictive models are used. And we examine each property across geographic spheres of influence - national, state, metro, county, city, tract - all the way down to the neighborhood and property levels.
SmartZip’s Score is designed and calibrated with real-world investment expertise that spans a decade of helping thousands of investors successfully research, acquire, finance and manage over $1 billion worth of investment properties nationwide. And we brought together distinguished experts in economics, demographics and finance to ensure the best possible results.
Test-drive our Score
No quantitative model is perfect, and SmartZip does not represent purchase decisions be based solely on Score. Our ratings are independent and disciplined, so investors and buyers can be confident our quantitative methodology is fair and sound.
Go ahead and take a test drive – Score your favorite property in CA or FL, or find top rated markets. Then give us some feedback. Your help is the best way to continually improve SmartScore™. Comments, concerns or ideas can be sent directly using the SmartZip Feedback Form.

